Are you confident that your Adjusted EBITDA calculation accurately reflects your business’s true operating performance? If you’re like most business owners, there’s a good chance you’re making at least one critical error that could be costing you millions in valuation. Adjusted EBITDA isn’t just another financial metri…

For most business owners, having an appraisal done is something they’ll only experience once…maybe twice…in their entire lives. Unless you’ve bought and sold several businesses, it’s not something you’re likely to have a lot of experience with. So how do you know what to look for in an appraisal firm? We’re here to hel…

It is no secret that inflation and its ripple effects are sweeping across our nation with no signs of stopping anytime soon. The cost of everything in our day-to-day lives has skyrocketed, and the costs associated with running our businesses are no different. In an effort to slow the impact of the current inflationary…

Now that we are well into the 1st quarter of 2022–and the numbers from 2021 are in–we can take an objective look back at last year’s M&A activity. A report from GF Data released just this month gives us a good overview of what happened in 2021 and what we might be able to expect from M&A deals this year. GF Dat…

For thousands of years, people have entered into business arrangements. And for just as long, many of those arrangements have gone bad at some point. That’s why buy-sell agreements exist.

Bank Merger & Acquisition (M&A) activity skyrocketed in 2021! After a long 2020 where the world experienced a very disruptive financial crisis, many buyers and sellers were apparently eager to finalize deals they had either put on hold or hadn’t previously considered at all until now.

The COVID pandemic has altered more than our health habits. According to survey results from S&P Global Market Intelligence, it has dramatically changed the way we bank as well. As we mentioned in our last blog post, 2 Big Reasons Banks Will Be Holding Excess Cash in 2022, banks are seeing more customers interact w…

People are holding onto their money, businesses are in a holding pattern, and banks are seeing a drop in lending activity. Those are the basic conclusions of a recent 2022 Banking Industry Outlook report released by S&P Global Market Intelligence. Their study analyzes current trends in banking behavior and uses tho…

If you spend much time at all reading about business values, you’ll quickly run across the terms “EBITDA” and “cash flow.” In many cases, they seem to be used interchangeably. But can they really be used in the same ways? In this post, we’ll help you better understand EBITDA vs cash flow. Hopefully, the next time you c…