Southard Financial
Services for Financial Institutions

Services for Financial Institutions

For over two decades, financial institutions have turned to Southard Financial for valuation and advisory services to financial institutions.

  • Our professionals offer over 90 years of combined experience in service to community banks, savings banks, and thrifts.
  • Southard Financial has banking clients located across the US.
  • Conducting more than 120 bank valuations each year has contributed to our well-deserved reputation as a leader in the bank valuation and advisory industry.

For more information about our services for financial institutions, please utilize the links on the sidebar menu.


Appraisal Services

As one of the largest independent appraisers of financial institutions in the US, Southard Financial, we understand the considerations and challenges underlying the valuation of banks and banking holding companies. Each year, Southard Financial conducts over 120 bank appraisals related to estate and gift tax, employee ownership, corporate transactions, shareholder transactions, financial reporting, and litigation support. Call on us for assistance at any time.


Consulting Services

With our long experience and valuable insight into the banking industry, the professionals of Southard Financial are uniquely qualified to provide consulting services to your bank through Board presentations or retreats, evaluation of strategic alternatives, and speaking engagements.


Transaction Advisory Services

Issuing dozens of fairness opinions for mergers and other transactions led SNL Financial to name us one of the top 50 financial advisors for whole-bank mergers and acquisitions in previous years. You are welcome to contact us regarding transaction advisory services for bank/branch acquisitions, bank/branch sales, fairness opinions, capital raises, strategic alternative assessments, stock offerings, and recapitalizations.

Recent Activities

  • Southard Financial facilitated the sale of Memphis' own TOPS Bar-B-Q chain

    Southard Financial facilitated the sale of Memphis' own TOPS Bar-B-Q chain
  • David A. Harris and Matthew L. Jakes spoke at the 2019 Spring Workshop of the New South Chapter of The ESOP Association

    David A. Harris and Matthew L. Jakes spoke at the 2019 Spring Workshop of the New South Chapter of The ESOP Association held in Atlanta, Georgia in February, 2019 on the topic of “Valuation Appraisal Checklist – 10 Things Your ESOP Appraiser Should be Doing”

  • David A. Harris spoke at The Fall ESOP Forum of the NCEO

    David A. Harris spoke at The Fall ESOP Forum of the NCEO (National Center for Employee Ownership) held in Albuquerque, New Mexico in October, 2018 on the topic, “Communicating Valuation: Tools, Tips, and Examples”.

  • Southard Financial negotiated the sale of and was the exclusive financial advisor to Southern Systems, Inc.

    Southard Financial negotiated the sale of and was the exclusive financial advisor to Southern Systems, Inc.
  • David A. Harris spoke at the 2018 Annual Fall Conference of the New South Chapter of The ESOP Association

    David A. Harris spoke at the 2018 Annual Fall Conference of the New South Chapter of The ESOP Association held in Birmingham, Alabama in September, 2018. He led a workshop called “The People’s Roundtable Interactive Workshop – A series of ‘Build to Last’ activities that focus on developing successful communication and team building programs for employee owners of all generations.” Speakers included Dolores Lawrence, Blue Ridge ESOP Associates; Lindsay Baublitz, SCandH Capital; David Harris, Southard Financial LLC

  • Mark A. Orndorff spoke at the ESOP Nuts & Bolts Seminar of the NCEO

    Mark A. Orndorff spoke at the ESOP Nuts and Bolts Seminar of the NCEO (National Center for Employee Ownership) held in Indianapolis, Indiana in August, 2018 on the topic of “What’s Your Company Worth? – ESOP Valuation.”

  • Southard Financial helps Transnetyx expand with growth capital

    Southard Financial helps Transnetyx expand with growth capital
  • Mark A. Orndorff spoke at the American Booksellers Association Winter Institute

    Mark A. Orndorff spoke at the American Booksellers Association Winter Institute 2018 held in Memphis, TN in January, 2018 on the topic of Succession Planning titled “What is Your ‘End Goal’?”

    Southard Financial is here to help with your business appraisal and transaction advisory needs.

    For responsive support and assistance, or to discuss a matter in confidence, contact us today!

    Contact Us

    iBank Tower, Suite 708 - 5050 Poplar Avenue - Memphis, TN 38157

    Phone: (901) 761-7500   Fax: (901) 761-6045