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risky business practices

Risky Business? 6 Risk Characteristics that Hinder Business Owners from Realizing Value

The market is hot, buyers aren’t skittish, interest rates are low, and your business is really doing well. According to most business appraisal experts, this hypothetical moment would be the perfect time to sell your business.

But not so fast.

There are often overlooked aspects of a business that can significantly lower its value when the time comes to sell. These six risk characteristics can actually hinder your ability to realize the maximum value of your business.

esops are best for employees

ESOP vs 401(k)—Which is the best retirement plan option for your employees?

When the topic of employer-sponsored retirement plans comes up, our minds immediately think “401(k).” However, as we pointed out in our post, What is an ESOP and Why Should You Care?, a well-managed ESOP could be a valuable option for you and your company—certainly one worth investigating.

Our goal is for you to walk away better informed and confidently prepared to provide a great retirement plan for the people who make your business successful.

ESOPs are good for companies

What is an ESOP and Why Should You Care?

An employee stock ownership plan (ESOP) could be a great option for your employees and company leadership. An ESOP is a retirement plan that vests your employees in the business and gives them a compelling reason to care about how the company is doing. When the company does well, they do well. For owners wishing to sell their business, it can provide an exit strategy while maintaining continuity within the business.

Is it something you could consider? Keep reading to learn more.

Happy Holidays from Southard Financial!

Happy Holidays and Happy New Year from all of us at Southard Financial!

Southard Financial is so grateful to have clients like you. We appreciate your trust in us to provide quality business valuation and advisory services. Here’s wishing you joy and laughter during the holiday season, a Happy New Year, and a prosperous 2018!

Estate Taxes: Changes Likely as Congress Drafts Plans

Southard Financial is keeping a close eye on developments in Washington.

Back in January, when we posted about possible tax law changes under the Trump administration, we anticipated modifications to inheritance and gift tax laws. Now, with the House having finalized a tax bill and the Senate working on its own version, we’re able to take a closer look at proposals coming out of Congress.

Sell-side or Buy-side, We’re on Your Side

Let Southard Financial find buyers for your business.

When the time comes to sell your company, there are a multitude of decisions you will need to make. One of the first and most crucial decisions centers on how you will connect with buyers. Southard Financial makes it easier for you by allowing you to work with us exclusively or less formally, so you enjoy more offers or potentially more cost-saving flexibility.

Investment Valuations: Best Practices at Southard Financial


We’re committed to upholding the industry’s highest standards.

Around the world, companies that provide valuations of private equity and venture capital investments follow the best practices spelled out in the International Private Equity and Venture Capital Valuation (IPEV) Guidelines. The IPEV Board, an independent body created in 2005, works to maintain, promote, monitor, and update the guidelines as needed; the most recent update was the December 2015 edition.

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