EDUCATIONAL AND PROFESSIONAL CREDENTIALS

Master of Business Administration, University of Memphis, 2005

Bachelor of Arts, Roanoke College, 1993

Chartered Financial Analyst, CFA Institute, 2004

Accredited Senior Appraiser - American Society of Appraisers, Business Valuation

PROFESSIONAL BACKGROUND

Financial Analyst, Southard Financial, Memphis TN (2000-present)

Banking Center Manager, Bank of America, Memphis TN (1999-2000)

Personal Banker, Bank of America, Memphis TN (1997-99)

Direct Lending Officer, Boatmen’s Bank, Memphis TN (1996-97)

ASSOCIATION MEMBERSHIPS

Member, Memphis Society of Financial Analysts

Member, American Society of Appraisers

Member, CFA Institute