PROFESSIONAL BACKGROUND

Principal, Southard Financial, Memphis TN (1990-present)

Associate, Mercer Capital Management, Inc., Memphis TN (1985-90)

Financial Analyst, Methodist Hospitals of Memphis, Inc. (1983-85)

Cost Analyst, Schering-Plough, Inc., Memphis TN (1982-83)

EDUCATIONAL AND PROFESSIONAL CREDENTIALS

Master of Business Administration, Memphis State University, 1982

Bachelor of Arts, Colorado State University, 1979

Chartered Financial Analyst, Institute of Chartered Financial Analysts, 1989 (now part of the Association for Investment Management and Research)

Senior Member, American Society of Appraisers, Business Valuation, 1990

PROFESSIONAL/COMMUNITY SERVICE

President, Memphis Branch of the West Tennessee Chapter, American Society of Appraisers (2007)

Vice President, Memphis Branch of the West Tennessee Chapter, American Society of Appraisers (2003-07)

Board of Directors, Beth Sholom Synagogue (2002-07);Executive Committee (2003-07); Secretary (2003-04); Treasurer (2004-07)

Treasurer and Troop Committee Member, Boy Scout Troop 25 (2002-06)

Board of Directors, National Kidney Foundation of West Tennessee (2000-02)

Chairman, Cadillac Invitational Benefiting the National Kidney Foundation (1998-02)

Advisory Committee, Special Kids and Families, Inc. (1998-99)

President, West Tennessee Chapter, American Society of Appraisers (1994-95)

Vice President, West Tennessee Chapter, American Society of Appraisers (1993-94)

President, West Tennessee Chapter, American Society of Appraisers (1990-91)

Board of Directors, Solomon Schechter Day School of Memphis, Inc. (1993-94)

Vice President, Sea Isle Park Neighborhood Association, Memphis TN (1992-96)

Board of Directors,  Sea Isle Park Neighborhood Association, Memphis TN (1990-96)

Business Liaison, Junior Achievement of Memphis TN (1984-85)

RELATED EXPERIENCE            

Expert Witness, business valuation

Co-Author, "The Perils of Excess," with Z. C. Mercer, ABA Banking Journal,

October 1987